Original Medicare divides coverage into two main parts: Part A, which primarily covers inpatient hospital stays, and Part B, which covers doctor visits and outpatient services.
Part A, or hospital insurance, helps pay for inpatient care in a hospital, skilled nursing facility, hospice, and some home health care. Part B, or medical insurance, covers doctor appointments, preventive services, durable medical equipment, and other outpatient medical needs. Understanding the distinction is key to knowing what your healthcare costs might be.
This information provides a general overview and does not constitute a complete explanation of all Medicare benefits or costs.
Who is eligible for Original Medicare?
Generally, you are eligible for Original Medicare if you are age 65 or older and are a U.S. citizen or have been a legal resident for at least five years. You may also be eligible if you are under 65 with certain disabilities or have End-Stage Renal Disease.